Nayax Overview

OEMs operating in automated and self-service environments face a structural limitation: payments, device management, and user experience are often fragmented across separate systems.

This creates issues such as:

• chevron_rightDisconnected payment and machine logic, leading to poor user experience
• chevron_rightLimited access to transaction data and customer insights
• chevron_rightHigh complexity in integrating payments into connected devices
• chevron_rightIncreased costs due to multiple vendors and components

This challenge is particularly critical in sectors like:

• chevron_rightVending & unattended retail
• chevron_rightCoffee machines & food service equipment
• chevron_rightEV charging infrastructure
• chevron_rightSelf-service kiosks and smart retail systems

OEMs needed a way to embed payments natively into their devices, without adding complexity and with full control over data and operations.

Through a strategic partnership, SECO and Nayax combined their technologies to deliver a fully integrated IoT + payment solution, purpose-built for OEMs.

The solution embeds Nayax’s global payment platform directly into SECO’s IoT-enabled devices, creating a unified architecture where payments, device management, and data are handled together.

This enables:

• checkNative payment integration within connected devices (no external terminals)
• checkA single platform combining:
• checkReal-time visibility on transactions, device status, and user behavior
• checkSupport for global payment systems and scalable deployments

The result is a compact, all-in-one solution that merges hardware, software, and payments into a single ecosystem, designed for seamless OEM integration.

• checkEmbedded cashless payments
• checkIoT device management
• checkReal-time business intelligence
• checkRemote machine control
• checkGlobal scalability