Nayax Overview
01. The Challenge
OEMs operating in automated and self-service environments face a structural limitation: payments, device management, and user experience are often fragmented across separate systems.
This creates issues such as:
- chevron_rightDisconnected payment and machine logic, leading to poor user experience
- chevron_rightLimited access to transaction data and customer insights
- chevron_rightHigh complexity in integrating payments into connected devices
- chevron_rightIncreased costs due to multiple vendors and components
This challenge is particularly critical in sectors like:
- chevron_rightVending & unattended retail
- chevron_rightCoffee machines & food service equipment
- chevron_rightEV charging infrastructure
- chevron_rightSelf-service kiosks and smart retail systems
OEMs needed a way to embed payments natively into their devices, without adding complexity and with full control over data and operations.
02. The Solution
Through a strategic partnership, SECO and Nayax combined their technologies into a fully integrated IoT and payment solution built for OEMs.
The solution embeds Nayax’s global payment platform directly into SECO’s IoT-enabled devices. Payments, device management and data are handled together in one architecture.
This enables:
- checkNative payment integration within connected devices (no external terminals)
- checkA single platform combining:
- checkReal-time visibility into transactions, device status and user behavior
- checkSupport for global payment systems and scalable deployments
The result is a compact, all-in-one solution that brings hardware, software and payments into one ecosystem, designed for easy integration by OEMs.
- checkEmbedded cashless payments
- checkIoT device management
- checkReal-time business intelligence
- checkRemote machine control
- checkGlobal scalability
03. The Results
The partnership unlocks a new level of efficiency and innovation for both Nayax and SECO customers.
For OEMs and operators:
- checkFaster time-to-market with ready-to-integrate payment-enabled devices
- checkReduced complexity by eliminating separate payment and IoT systems
- checkLower operational costs through integrated hardware and software
- checkImproved user experience with frictionless, seamless transactions
- checkAccess to transaction data + machine data in a single platform
For end customers:
- checkSmoother interactions with fully integrated, cashless experiences
- checkFaster, more reliable transactions across self-service environments
Outcome: A unified IoT and payment ecosystem that allows OEMs to build smarter, connected machines with embedded payments, enabling new business models, better user experiences, and data-driven operations at scale.